Gary Welch
Sales Manager
MLO NMLS# 659076
Capital City Home Loans, LLC | NMLS# 75615
960 North Point Parkway | Suite 425 | Atlpharetta, GA 30005
Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Gary Welch
Sales Manager
MLO NMLS# 659076
Capital City Home Loans, LLC | NMLS# 75615
960 North Point Parkway | Suite 425 | Atlpharetta, GA 30005
You can afford $300,000
Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Total Amount Paid: $240,000
Estimated insurance needed: $667/month
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Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.
BackGary is a graduate of The McCallie School and Furman University. Currently, he lives with his family in Peachtree Corners, GA and originates loans in the greater Atlanta area and the Southeast. As a successful mortgage consultant with over 28 years of experience, Gary’s expert opinion has been quoted and featured in home-buying and financing issues of the Atlanta Journal Constitution, the Forsyth County Herald, the Alpharetta News and Revue, and other local newspapers. Gary has earned a position of high esteem within the industry for his outstanding sales performance. He has served more than 10,000 homeowners and closed in excess of $900 million in loans. In addition, Gary has been consistently recognized as a leader among the top 200 mortgage bankers in the United States. He believes in serving the unique needs of each customer and provides each with a customized, comprehensive mortgage solution. He is committed to delivering outstanding service; has the experience to navigate customers through the complexities of the mortgage process, and his expertise allows him to educate his borrowers on the numerous options available. The end result is a fast, easy home loan experience, different from any other. Gary and his lending team proudly support Children’s Healthcare of Atlanta. When you choose Gary and his team, you are choosing to be a part of a life-changing pediatric hospital system. Thank you!
DISCLAIMER
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.
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Gary Welch
Sales Manager
MLO NMLS# 659076
Capital City Home Loans, LLC | NMLS# 75615
960 North Point Parkway | Suite 425 | Atlpharetta, GA 30005
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Gary Welch
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